Katie Kimball Dyer

If you’ve ever avoided opening your bank app or logging into your credit card account, you’re not alone. Money avoidance is one of the most common emotional roadblocks I see. Here’s the pattern: You feel about what the numbers will say. You avoid looking. Fees, interest, or missed opportunities pile up. When you finally do look, the problem is bigger—confirming your fear. That cycle feeds on itself. But the truth is, the act of looking is never as bad as the spiral your imagination creates....

When it comes to money, most people fall into one of two camps: spender or saver. And here’s the surprise... neither is “better.” Both have strengths, and both can trip you up if left unchecked. Understanding your money personality isn’t about jud gment. It’s about awareness. Because once you know how you naturally operate, you can build guardrails that keep you on track without stripping away your freedom or peace of mind. The Saver Personality Savers love security. They feel calm when...

When we think about money, we often picture spreadsheets, calculators, and interest rates. What we don’t usually picture? Emotions. But here’s the truth: money is emotional. Shame, fear, guilt, and avoidance are some of the biggest roadblocks people face—not the math. I see it all the time. Someone avoids looking at their credit card balance, or they put off filing taxes, or they quietly carry around regret from a decision they made years ago. The longer they wait, the heavier it feels. Shame...